Lifetime Cash Flow Modeling

It’s a fact that the majority of people have no idea where they are heading financially. They may have assets, investments and/or high levels of income, but most people have no idea what it all means or what sort of financial future they are going to get.

That’s why we offer to our Clients an advice driven service designed to help you come face to face with the reality of what your financial future looks like.

For some people this can be a joy, for others it can be a shock – but either way you could be thanking us for it! Why? Because now, more than ever before, people like you want to know the truth, the financial reality, so that you can do something about it.

It’s called telling people the ‘Truth about Money’.

We believe that the ‘Truth about Money’ is not whether “Standard Life is better than Scottish Widows”, or “this fund is better than that fund”.

For most clients that’s dull and extremely boring.

What clients like you want, more than anything, is a quality answer to the big questions.

Questions like…

“How much do I need to earn, save or sell my business for to give me what I want out of life?”

“When, precisely, can I afford to stop doing the things that have become a drag…and start doing the things I really enjoy?”

“What do I have to do to ensure I NEVER run out of money?”

“Exactly what level of investment return do I need to achieve my objectives?”

---

Our knowledge, expertise and skills will enable us, as Financial Planners, to deliver the number one priority for you, our client – a clear and accurate picture of how you are going to get to a point where you never have to worry about running out of money. We can now ‘….get real….’ with you about:

• What you must do if you are to achieve your financial objectives ;
• How best to live life to the full, whilst still being young enough to enjoy it ;
• The exact length of time you will be able to support your lifestyle in retirement ;
• The degree of risk you need to expose yourself to ;
• How seemingly minor changes can dramatically change your future financial picture – for the better or for worse ;
• Why there’s probably no room for complacency and no time to lose ;
• Why we are saying what we are saying and why you need to listen ; and
• The value and validity of the advice we are giving you.

---

At TFMG we believe that we should be helping you consider these questions and with your input and involvement we wish to do so.

It is by initial fee and subsequent monthly retainer with the former potentially being covered by transactional income that TFMG might simultaneously receive.