What we do

We offer bespoke advice according to your need and requirements so you receive the most suitable service and advice. This broadly fits into three categories. Our commitment is to provide a level of service that exceeds your expectations and matches your requirements whilst always ensuring the best financial solutions.

Failure of financial plans can usually be attributed to a lack of or inappropriate review. We do not want this to happen to you so we make sure that our service structure and standards match your needs and the plans we advise on today will continue to be appropriate for the rest of your life.

We commit ourselves to reviewing your plans giving you 100% piece of mind that you are well looked after. To facilitate this we use some of the most cutting edge financial software and employ independent research from internationally recognised specialists. Without ongoing planning and review you are planning to fail.

Financial Partnership Service

This is our premier service and is for clients with high value investment portfolios (minimum of £500,000) who require detailed advice on investment, tax planning and wealth preservation.

Our role is to help you identify, achieve and maintain your desired lifestyle, tax efficiently, without the fear of running out of money.

The Financial Partnership Service offers you the following:

A full financial planning service built on lifetime cash flow modeling.
Proactive financial planning reviews – these include a consolidated investment report highlighting your current position and any steps required to maximise your goals. These can be held on either an annual, six monthly or quarterly basis as agreed and you can visit our offices at any time should circumstances require.
Email update – we regularly contact our clients by email updating them on any changes in the financial landscape which we feel will impact their financial position.
Ability to view your portfolio and obtain a valuation online via the Succession Wrap
Platform at any time.
Additional midterm reviews will be available at your request (exclusions may apply).
Monitoring of all assets including, investment portfolios (including ISAs and bonds), pension funds and cash accounts.
Tax planning as appropriate including ISAs, VCTs, Pensions and trust arrangements. Where other tax wrappers become suitable for you we will advise on review.
Advice on rebalancing investment portfolios in line with your risk profile, changing circumstances and changing market conditions thus maximising returns for your given level of risk.
Advanced planning for retirement/wealth preservation will be included.
Correspondence will be dealt with automatically and you will have direct access to your Financial Planner and support staff by either telephone or email (subject to availability).
Consolidated tax accounts for your tax return for all investments held on the platform.
Annual Tax Planning Audit

Financial Management Service

This is our most popular service level. Securing your financial future can only be achieved by having a close working relationship with your Financial Planner and this level of service (min £100,000) gives you this relationship.

Our role is to make sure you are well looked after through regular reviews and your plans continue to match your objectives.

The Financial Management Service offers you the following:

An ongoing service, overseeing your financial arrangements that can be either comprehensive or limited to specific areas such as retirement planning or risk management.
A financial planning review once per annum; you will be kept fully informed as to the progress of all aspects of your plans that we are responsible for.
Advice on rebalancing investment portfolios in line with your risk profile and changing market conditions. Where other products become suitable for you we will advise on review.
All correspondence will be dealt with automatically and you will have access to our support staff during normal business hours and to your Financial Planner as appropriate.
Consolidated tax accounts for all investments held on platform.
Email Update – We regularly contact our clients by email updating them on any changes in the financial landscape which we feel will impact their financial position.

Advice on Demand

This service is entirely re-active. For those clients who only want to consider financial advice when the need arises, e.g. on receiving promotion, moving house, retirement etc, or for those who have identified that a financial transaction has to be arranged, but need advice to find the best product.

We will conduct a fact find to establish exactly what advice is required, and discuss with you the different ways of achieving your objectives. We will then use our extensive research resources and with complete impartiality recommend the most suitable product/provider in line with your requirements.

For a breakdown of what each service covers click here.

For our fee structure click here.